Measuring the Cost of Bank Credit Facilities and its Impact on Determining the Cost of Investment Funds (Proposed Model) A Case Study of Qatar Islamic Bank

Abstract

of Credit banking facilities is provided by Islamic banks to their customers represented by non-cash credit facilities,(Murabaha, financing for purchase order, participation financing, for purchase order, participation financing, Modaraba financing, ljarah ending with ownership in addition to stating the procedures used by banks to measure the Cost of the Qatar Riyal Invested in credit banking facilities, for this purpose, Islamic banks must determine the investable reclassifying the items of the balance sheet, this is done by excluding uninvested funds and reducing them by the value of the provisions or any settlements in order to reach investable funds Determining the cost of the Qatari Riyale the bank, which is represented by the relationship between the total cost of bank credit and the total averages of investable funds, as this relationship can be measured for each  source of invested funds in order to invested funds in order to show the cost of the alternative opportunity and take the necessary and take the necessary decisions regarding it